Debbie Morris
Report, passing a 2 day comprehensive exam, and passing various levels of experience credit where work samples are scrutinized by other appraisers who hold the MAI designation. In 2014, Jeff received the SRA designation from the Appraisal Institute which recognizes proficiency in residential property types. Officially, our company is now known as Vale Appraisal Group of Milo F. Vale & Company, Inc. Jeff served as the 2009 President of the Hoosier State Chapter of the Appraisal Institute. In December 2014, Jeff was recognized with the Edward L. White Achievement Award for service to the Hoosier State Chapter and the Appraisal Institute.
Jeff Vale started in the appraisal business in 1989 with Milo F. Vale & Company after having spent almost 5 years in the automotive wire industry in production management. Debbie Morris and Jeff Vale were successful in holding down the fort when Milo Jr. (Jeff's dad) began having health problems in 1997. Debbie and Jeff both feel blessed to have been able to learn the appraisal business for 8 years from Milo F. Vale, Jr., and have since chosen to focus solely on real estate appraisals as the core business. In 1989, Jeff joined the Society of Real Estate Appraisers as a candidate member, and the Society subsequently merged with the American Institute of Real Estate Appraisers in 1990 to become the Appraisal Institute (www.appraisalinstitute.org). In 1992, Jeff received the Certified General Appraiser License from the State of Indiana. In 2002, Jeff received the MAI designation from the Appraisal Institute. The MAI designation requires an educational curriculum beyond the minimum needed for licensing as well as submission of a Demonstration Appraisal 

Jeffrey R. Vale, MAI, SRA

Debbie Morris is an Indiana Certified General Appraiser. In the industry since 1985, Debbie feels fortunate to have received her training from Milo F. Vale, Jr., SRA. Under the guidance of her mentor, Milo Jr., Debbie began her appraisal apprenticeship in 1989 receiving both her real estate sales and brokers licenses. She received her Certified General Appraiser license from the State of Indiana in 1992. In 1994, Debbie became an independent contractor completing appraisal assignments as a sole proprietor and through Vale Appraisal Group. Debbie has performed appraisal assignments for various existing clients and has also been successful in expanding the client base for the organization. In 1994, Debbie became state approved for appraisal assignments relating to right-of-way acquisitions required by the Indiana Department of Transportation. She has served as an expert witness in the Lake Superior Court and has performed appraisal assignments for Porter County Superior Court. Debbie previously served as Chairperson of the Calumet Subchapter of the Hoosier State Chapter of the Appraisal Institute.
Jim Phelan
Jim started appraising in February 1979 at a local bank after graduating in 1978 from Ball State University in Muncie, Indiana with a Bachelor of Science Degree in Business Administration. After about four years at the bank, he began appraising at a local appraisal office with a short interval of almost two years at a mortgage company. During the 1990's, Jim started learning the nuances of commercial appraising and became affiliated with Vale Appraisal Group in 1998. Over the years, he has completed several thousands of appraisals of residential, commercial and industrial properties as a staff or fee appraiser for numerous banks, savings and loan institutions, relocation companies, INDOT, various cities and towns, attorneys, corporations and private individuals.
Paul Bochnowski
Paul Bochnowski began his real estate career in 1989 as a sales person marketing residential properties. In 1990 he earned his real estate brokers license from the State of Indiana. In 1991 Paul began his appraising career in the residential area and received his Certified Residential Appraiser license from the State of Indiana in 1992. In 1998 Paul started his own appraisal practice under the name of Landmark Appraisal Service specializing in the appraisal of residential properties. Also in 1998, Paul began appraising commercial properties for Vale Appraisal Group. Paul received a Bachelor of Science degree from Purdue University. He is married and has three children. Paul currently lives in the Town of Munster, Indiana. Paul previously served as Chairperson of the Calumet Subchapter of the Hoosier State Chapter of the Appraisal Institute.